The Benefits Of A Mortgage Broker

There are many benefits for a borrower when obtaining a loan through a mortgage broker as opposed to a retail lender such as a large bank.  A mortgage broker is able to shop around and find many different loan options for the borrower whereas a retail lender is restricted to only the loan products that the institution carries.  A mortgage broker has the ability to be much more hands and community oriented with a borrower allowing the broker to build a solid realtionship with his/her client and walk the clients through the entire loan process.  A retail lender, on the other hand, is often restricted to telephone conversations and online access to their clients.  At  Park Place Financial Group, a San Diego, California based mortgage brokerage firm, we thrive on our philosphy that we are value based and relationship oriented and work diligently to find the best loan products and financing that meet our client's needs. Call Joe Costa at 646-245-7856 with any questions.

Park Place Financial Group Is Here To Help

Deciding to buy a house or refinance a mortgage is an important step.  Park Place Financial Group, located in San Diego, CA will help locate the loan program that's the right fit for you. We have a team of professionals to guide you through this major financial decision. For guidance in finding the best loan program for your unique situation, please contact Joe Costa at (646) 245-7856.

FICO vs Credit Score

Did you know that your FICO score, not your credit score, is extremely important when trying to obtain the best possible home loan interest rate?  90% of lenders use the FICO score stystem; however, borrowers are often confused between the difference in a credit score and a FICO score. Call mortgage professional Joe Costa from San Diego's Park Place Financial Group to help you understand the differences.

Joe Costa at Park Place Financial Group Can Help You Get A Loan This Summer

Before looking to purchase a home this summer, call Joe Costa at San Diego, California's Park Place Financial Group for a loan prequalification or preapproval letter.  This makes it easier when you find the perfect home to know that you already have a lender in place.  Joe Costa has been in the mortgage industry for over 25 years and can answer any questions you might have regarding interest rates and financing for a variety of purchase loan products that are available.

Happy Memorial Day from Park Place Financial Group

Happy Memorial Day from Park Place Financial Group, San Diego, California 's premier mortgage company.  We honor all of the heroes that have served and are serving to protect our country. Thank you for your great service.

Get Radio Active with Joe Costa from Park Place Financial Group

Tune in and get Radio Active with Joe Costa, the CEO of Park Place Financial Group.  Joe's informational weekly mortgage segment is on 1170am every Friday at 8pm.  He provides his San Diego, California listeners with real life loan scenarios and helps to educate buyers on the importance of choosing the right mortgage lender/broker who will find the best home loan product for that individual's life situation.  Go to www.joecosta.info

Park Place Financial Group

Park Place Financial Group's CEO, Joe Costa, has been in the mortgage industry for over 25 years with offices in both New York and California.  Today he focuses mainly on California since his move to San Diego.  Joe's philosophy when it comes to his clients is value based and relationship oriented. Stay tuned for some valuable mortgage information.  If you have any questions regarding different types of home loan programs, industry mortgage rates,  and refinancing Joe can be reached at joe@parkplacefg.com