Monday, June 30, 2025

Why Jumbo Loans Are a Smart Move in Today’s Luxury Marke


 

With inventory tight and demand strong in the luxury home space, savvy buyers are using jumbo loans to stay competitive and keep their cash working for them.

Here’s why jumbo financing might make sense right now:

  • Preserve liquidity. Why tie up $2M in a home when you could borrow at a competitive rate and keep capital in the market?

  • Access more home. Go beyond conforming limits and expand your buying power in top-tier neighborhoods.

  • Refinance with flexibility. Whether it’s to lower your rate or take cash out for other investments, jumbo refinance options can offer serious benefits.

We work with portfolio lenders and private investors offering custom jumbo solutions, often with no mortgage insurance and flexible underwriting for high-net-worth borrowers.

Luxury real estate requires a luxury-level loan strategy. Let’s build yours.

Joe Costa | The Park Place Collective Group

402 West Broadway, Suite 400

San Diego, CA 92101

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